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Should I Care About My Net Worth in My Twenties?

9th April 2019

net worth twenties

Should I care about my net worth in my twenties? The short answer: no. The long answer: educate yourself ๐Ÿ˜‰. No, you shouldn't care, but it's good to understand what the number means and how you ... Read more

Rich vs Wealthy: Which Should I Aim For?

26th March 2019

rich vs wealthy

So you want to be rich. ๐Ÿ’ธ Thatโ€™s pretty cool. But what does being rich really mean? Having a lot of money? Making a lot of money? Passive income? Many times we dream of becoming rich, when really ... Read more

How to Build Multiple Income Streams in Your Twenties ๐Ÿค‘

19th March 2019

The average millionaire has 7 income streams. Youโ€™ve probably heard that quote before. It does sound pretty cool to have 7 income streams, but there is a real reason why millionaires have so many ... Read more

How Benjamin Built His First Business at the Age of 19

12th March 2019

build business age 19

Benjamin got started in the business world at the age of 19. Heโ€™s grown his business to 17 employees, but only spends 1-2 hours per day managing it. How? Implementing automation. So of course, we ... Read more

How To (Really) Be Your Own Boss ๐Ÿง 

7th March 2019

What do you first think of when you hear 'Be Your Own Boss'? Do you think 'Oh, I should never be an employee'? Or 'I should never let anyone decide something for me'? Or 'I will never have a ... Read more

Why You Should Be Building Technology Skills

5th March 2019

Your early twenties are for building skills. ๐Ÿ— This is simply because when youโ€™re young, you donโ€™t much to live on (no kids, no mortgage, etc). So instead of focusing on making money, you want to ... Read more

Should I Focus More on Saving or Making Money? ๐Ÿ’ธ

26th February 2019

make or save money

Honestly, itโ€™s never that simple. Some people will make a ton of money but their spending is out of control, and others will focus so much on saving that they forget what theyโ€™re saving for. So ... Read more

Master 2 of These 6 Skills and Youโ€™ll Always Be Able to Make Money ๐Ÿ™Œ

31st January 2019

money making skill

Having the confidence that youโ€™ll always be able to make money is life changing. ๐Ÿ’ธ Working on money making skills is essential when weโ€™re young, so that you can afford to do that unpaid internship, ... Read more

A Simple 3 Step Process to Start a Side Hustle in the UK

27th December 2018

side hustle uk

A snazzy side hustle is an excellent strategy to making life a little easier. A side hustle is great idea to earn a bit of extra money, especially as a student. Itโ€™s a great way to practice certain ... Read more

How to Get a Student Job Thatโ€™s Worth it (+ Gives You Skills ๐Ÿ’)

20th December 2018

Student jobs: love โ€˜em or hate โ€˜em? Sometimes weโ€™re obliged to get a job while studying at university. Personally, Iโ€™m a big proponent of making money online instead of getting a student job, but ... Read more

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Hey hey ๐Ÿ‘‹

My name's Araminta and I'm freelance FinTech Copywriter.

I started Financially Mint to help other 20 something year olds learn about money and fix their finances early in life ๐Ÿ’ช

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Testimonials

‘I immediately loved your site and though Iโ€™ve been working for the last 6 years, I wish I had followed a lot of your advice when in university. I should have worked part time to earn some extra money and invested it. I would be much further along if I had done that.โ€™ - Jalpan from Passive Income Engineering

Categories

Recent Posts

  • 5 Ways to Invest in Yourself in Your Twenties
  • How Life Design Interviews Will Help Get Your ‘Dream Careerโ€™
  • How Career Building and Exploration Allowed FG to Earn a $500,000 Salary
  • Career Capital: What it is and How to Build it
  • The 5 Rules to Effectively Manage People ๐Ÿ‘ฆ

financiallymint

Financially Mint is on another break! โ˜• I will Financially Mint is on another break! โ˜•
I will be living in Kuala Lumpur, Malaysia for the next few months, and then hopefully heading to Australia. 
My plans for the next year:
I'm putting the career testing theory into practice. My next career test is working for an NGO here in Kuala Lumpur. This week will be my first week. I will be working with sex trafficking survivors and I've also been asked to do some financial education presentations to help the staff.
After that the plan is to move to Melbourne, Australia, and do my next career test: consulting. If that doesn't work out I will try another career test which may be more achievable: business development in a startup. Thanks to the amazing career books that I've read, I'm pretty confident I can get an interesting job. We'll see how it rolls. ๐Ÿ€
How am I funding this? I'm very excited to say that I've managed to grow my part-time freelancing income to a full-time income that can sustain me in South East Asia (I would need to work full-time in Europe). I'm calling myself a 'Freelance FinTech Writer'. Rent is crazy cheap (like 300โ‚ฌ/month) and it's literally cheaper to eat out than cook. I'm still able to save 15% of my income. ๐ŸŽ‰๐ŸŽ‰ The increase in clients and pay has been thanks to all the effort I put into Financially Mint, and to some crazy cold emailing and networking in the past few months. 
After some thought, I concluded that learning mark-up language (HTML + CSS) was a more efficient use of my time than writing blog posts and working on FM... so I am now taking a break to learn some basic coding and decide what to do next.
I will still be podcasting and taking part in the FI community on Twitter and everywhere else... so I'll still be seeing you around ๐Ÿ˜‰
To our success ๐ŸŽ‰๐ŸŽ‰
Only 30% of jobs are posted online. ๐Ÿ™„ Let's sa Only 30% of jobs are posted online. ๐Ÿ™„
Let's say you've got a list of career paths to test. You've figured out a direction, you know which sector you want to work in and you've got some cool companies in mind.
But then what? How do you get an internship in the company you really want to work for? How do you get a job in that specific NGO? How do you get them to notice you? ๐Ÿค”
In FM's latest post I share a strategy that I am still testing but seems to work - copied from a book titled 'Designing your Life' by Bill Burnett and Dave Evans:
The strategy: Conducting 'Life Design' Interviews. .
A Life Design Interview is basically meeting the person that has your 'dream career' for coffee. โ˜•
You find someone who is working at the company you want to work for, in the sector you want to work for or simply has a position you're interested in, and you reach out to them (LinkedIn helps). You ask about their story, their position, how they got to where they are and their advice to people starting out. 
This is what I've been doing for the past month in Edinburgh, and of the 40 people I contacted, I met 8 of them for coffee, my goal to simply learn about their story.
With an added bonus: Trust. โœ…
Not only did I learn stuff about working in a startup, or as a content writer or working in an NGO, but I also built a trusted connection. It's those connections that help you find the hidden jobs, the dream careers and the best opportunities.
Check out FM's latest post for a proper run down on Life Design interviews. ๐Ÿ’ช (Last week we organised the FI Europe podcast retreat! An amazing 4 days doing speeches, masterminds, debates, boat trips, beach and surfing. Post on this coming soon ๐Ÿ”ฅ)
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#financiallymint #budget #budgeting #personalfinance #savinghacks #makemoney #savemoney #money #shoestringbudget #moneyhacks #moneysavinghacks #financialeducation #financialfreedom #adulting #savingtricks #earnmoney #lifeadvice #counsel #careeradvice #retirement #investing #careerbuilding #skillbuilding #career #selfimprovement #inspiring #fieurope #lifedesign #interviews
Investing in yourself now will return bucket loads Investing in yourself now will return bucket loads in the future. ๐Ÿ”ฎ
I talk a lot about this on Financially Mint - how taking the time to build career capital and explore career paths will allow you to find a career of best personal fit, which will then make you the money you need.
But it is true that I am personally at the very start of this journey, and so can't offer many examples of this working. ๐Ÿคทโ€โ™€๏ธ Well today, this changes as I interview the Financial Gladiator, who did exactly that.
He went to university to study business in Poland, and finished his masters in Australia. In the meantime, he was doing internships, making connections, building skills and beefing up his portfolio. 
He says it himself: ' I always looked to add experience and skills to my repertoire rather than dollars' ๐Ÿ’ธ.
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7 internships later in several different countries and industries and a lot of hustling, moving around and learning about what career fitted him best, FG ended up in a job that paid him a six figure salary. This kept on snowballing, and in his early thirties he hit a salary of over $500,000. .
That goes to show how much investing in yourself can return in the future.
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$500,000 annual salary doesn't need to be your goal, but it still goes to show that you'll make the bulk of your money after investing in your own career. ๐Ÿ“ˆ
A great interview filled with actionable career advice and FG's complete story, check out FM's latest blog post! (Edinburgh castle ๐Ÿ”ฅ)
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#financiallymint #budget #budgeting #personalfinance #savinghacks #makemoney #savemoney #money #studentmoney #studenthacks #studentlife #shoestringbudget #moneyhacks #moneysavinghacks #financialeducation #financialfreedom #adulting #savingtricks #earnmoney #lifeadvice #counsel #careeradvice #retirement #investing #careerbuilding #skillbuilding #career #selfimprovement #inspiring #work
Most of us don't know what we want to do in our tw Most of us don't know what we want to do in our twenties ๐Ÿคทโ€โ™€๏ธ. And that's absolutely normal.
But that's why we don't want to be committing to one thing - who know what you might want to do in 5 years? ๐Ÿง
Instead of committing, why not be exploring, investigating and testing career paths. But how can you do this cleverly without being a typical 'millennial-career-hopper'? By building career capital at the same time.
This means that every career test you do will help you build skills, connections and a more solid portfolio. If you have no idea where to start, here are some examples of jobs/activities that can help you build career capital:
1. Working for a growing organisation with a growing performance: this could be consulting, a startup - anywhere with a good mentor and team ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ
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2. Graduate studies - for those who want to work in research, a think tank, etc.
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3. Building a valuable and transferable skill - skills such as writing, programming, designing, data science, etc will always be useful in the future ๐Ÿ’ป
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4. Creating content - you don't always need a shiny piece of paper or a medal to show that you've done something. Creating your own thing can be just as useful.
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And much more amazing career advice... in FM's latest blog post ๐Ÿค“
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(Iโ€™m running out of pictures to post so hereโ€™s one of a beautiful evening in Edinburgh) .
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#financiallymint #budget #budgeting #personalfinance #savinghacks #makemoney #savemoney #money #studentmoney #studenthacks #studentlife #shoestringbudget #moneyhacks #moneysavinghacks #financialeducation #financialfreedom #adulting #savingtricks #earnmoney #lifeadvice #counsel #careeradvice #retirement #investing #peoplemanagement #skillbuilding #career #selfimprovement #inspiring #work
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