15% of your income = freedom What I mean by freedom: control of what you do with your money and the ability to reach your personal goals. Snazzy? Yes. This 15% rule is also one of the core parts of the free 6 day email course. Read on to find out why… Here’s what we’ll … Continue reading “Why the 15% Rule is Your Key to Freedom”

Investing advice is confusing. It’s not very practical and it can be very vague. And too many times it ends up with you researching everything you just read. The thing is, it’s not easy as a student to see what a portfolio should look like. Not many people share what exactly they’re investing in (FoxyMonkey … Continue reading “4 Extremely Basic Steps for Students to Start Investing”

I picture myself at 12 years old. I’m defending one of my classmates from the crazy History teacher. ‘You’re useless, you’re stupid and you won’t get anywhere in life. You were born stupid and you will always be stupid.’ He says. I’m looking at this little bearded joke of man insulting my friend. I’m angry, … Continue reading “The Key to Becoming More Intelligent”

Ever heard of an ISA? A little confused? Here’s the post for you. ISAs - Individual Savings Accounts, are schemes set by the government for people to hold their cash, savings and investments in, tax-free. The thing is, there are different ISAs for different purposes and to hold different types of assets. Different ISAs can be opened … Continue reading “Student Guide: ISAs”

A new tool recently added to Financially Mint: Student guides. These guides will be explained in easy to understand human words and will cover the most important parts of certain finance topics: a nice combination of ‘WTF is …’ and ‘Now how do I do it?’. Detailed and in-depth: a great resource. Aaaand our first … Continue reading “Student Guide: Credit Cards”

Budgeting is an art. It’s the art of being in control. Of having an efficient money system. Of knowing where your money is and how it’s doing. Budgeting is your ground base, your concrete foundation to managing your money well. It’s the bread and butter of personal finance. Too many times budgeting is regularly associated … Continue reading “Student Guide: Budgeting”

Yep - it’s finally time to talk about cryptocurrencies. It’s the new craze: people are losing a ton of money, some are making too much money and most have no idea what it’s all about. Cryptocurrencies have been all the hype in the past few years, and it’s important to be on the right end … Continue reading “Student guide: Cryptocurrencies”

Gosh, student loans are becoming a trickier and trickier subject as the years go on. On one side you have people telling you to get out of student debt as soon as possible, and on the other you have people telling you you shouldn’t worry about student loans and use the money for something else. … Continue reading “Should I Pay Off my Student Loans?”

Contrary to popular belief, emergency funds are cool. Yes, you heard me right. What’s cooler than being prepared for something? Than being like ‘uh oh wasn’t expecting that bill’ and then smiling and going ‘no worries, I got it covered’? Than confidently nodding when the mechanic says ‘sure you’ll be able to cover the cost?’? … Continue reading “Emergency Funds: Your Key to #Adulting”

Apps are the cool way to finance. First you have that stroke of ‘ok I need to get my sh*t together’ and start sorting our your money. Then you move it online and have some fun automating the entire process (yes it’s fun). The thing is, there’s more and more of these apps out there, … Continue reading “Top Money Apps Every College Student Needs”